Terms and Conditions

AGREEMENT BETWEEN USER AND SIMCHA POINTS

The network of Simcha Points or its affiliates or subsidiaries, is comprised of various Web sites and Web pages. Simcha Points services are offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Simcha Points Web Site constitutes your agreement to all such terms, conditions, and notices. Your use of a particular website included within the Simcha Points Web Sites network may also be subject to additional terms outlined elsewhere on that website (the "Additional Terms"). Additionally, the Simcha Points Web Sites may themselves contain additional terms that govern particular features or offers (for example, sweepstakes or chat areas). In the event that any of the terms, conditions, and notices contained herein conflict with the Additional Terms or other terms and guidelines contained within any particular Simcha Points websites network, then these terms shall control.

PLEASE READ THE FOLLOWING TERMS OF USE AND DISCLAIMERS CAREFULLY BEFORE USING THIS WEB SITE (this "Site"). By accessing or using this Site, you agree to these terms of use, conditions, and all applicable laws. If you do not agree to these terms, you may not use this Site.

MODIFICATION OF THESE TERMS OF USE

Simcha Points reserves the right to change the terms, conditions, and notices under which the Simcha Points Web Sites are offered, including but not limited to the charges associated with the use of the Simcha Points Web Sites. You are responsible for regularly reviewing these terms and conditions.

USE OF SITE, PERSONAL AND NON-COMMERCIAL USE LIMITATION

Unless otherwise specified, the Simcha Points Web Sites are for your personal and noncommercial use. All information obtained from the Simcha Points Web Sites may be copied, distributed, transmitted, displayed, reproduced, published, and transferred to benefit Simcha Points, including all Simcha Points programs. You may not modify, license, create derivative works from, or sell any information, software, products, or services obtained from the Simcha Points Web Sites.

You may display and, subject to any expressly stated restrictions or limitations relating to specific material, electronically copy, download, and print hard copy portions of the material from the different areas of the Site solely for your own noncommercial use, or to make a donation to Simcha Points. Any other use of materials on this Site, including but not limited to the modification, reproduction, distribution, republication, display or transmission of the content of this Site, without prior permission of Simcha Points is strictly prohibited.

Harassment in any manner or form on the Site or any of the Simcha Points Websites, including via e-mail and chat or by obscene or abusive language is strictly forbidden. Impersonation of others, including an Simcha Points employee, host, or representative or other members or visitors on the Site is prohibited. You may not upload to, distribute, or otherwise publish through the Site any content which is libelous, defamatory, obscene, threatening, invasive of privacy or publicity rights, abusive, illegal, or otherwise objectionable, or which may constitute or encourage a criminal offense, violate the rights of any party or otherwise give rise to liability or violate any law. You may not upload commercial content on the Site or use the Site to solicit others to join or become members of any other commercial online service or other organization.

COPYRIGHTS AND TRADEMARKS

The entire content included in this Site, including but not limited to text, design, graphics, interfaces, or code and the selection and arrangements thereof is copyrighted as a collective work under the United States and other copyright laws, and is the property of Simcha Points. The collective work includes works that are licensed to Simcha Points. ALL RIGHTS RESERVED. All trademarks, service marks, and trade names (collectively the "Marks") are trademarks or registered trademarks of and are proprietary to Simcha Points, or other respective owners that have granted Simcha Points the right and license to use such Marks.

For inquiries regarding any of the above, Simcha Points may be contacted at info@simchpoints.org or by fax at (800) 984-5524.

Refund and Cancellation Policy

Donations are processed immediately. If you are dissatisfied for any reason, you may request a full refund of any donation or purchase within one business day. Donations maintained over seven days without a refund request are considered final. If there are any questions about refunds, feel free to contact us and we will do everything possible to make sure you are satisfied. Please e-mail us at info@simchapoints.org to process a refund.

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